/* ============================================================
   FastXE — Global Stylesheet
   Dark fintech theme · Inter Tight · Electric blue accents
   ============================================================ */

:root {
  --bg: #0c0d11;
  --bg-2: #0a0b0e;
  --surface: #12141c;
  --surface-2: #171a26;
  --surface-3: #1c2033;
  --border: rgba(255, 255, 255, 0.08);
  --border-strong: rgba(255, 255, 255, 0.14);
  --text: #efefef;
  --muted: #a5a5a5;
  --faint: #696969;
  --primary: #4b6de5;
  --primary-deep: #1e48de;
  --primary-soft: #8e9fdd;
  --primary-glow: rgba(75, 109, 229, 0.35);
  --green: #22c55e;
  --red: #ef4444;
  --amber: #f59e0b;
  --radius: 20px;
  --radius-lg: 28px;
  --font: "Inter Tight", system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono: "Geist Mono", ui-monospace, "Cascadia Code", monospace;
  --shadow-card: 0 20px 60px rgba(0, 0, 0, 0.45);
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; }

::selection { background: var(--primary); color: #fff; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { font-weight: 600; line-height: 1.12; letter-spacing: -0.02em; }

.display {
  font-size: clamp(2.6rem, 6vw, 4.6rem);
  font-weight: 650;
  letter-spacing: -0.03em;
}

.h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
.h3 { font-size: clamp(1.25rem, 2vw, 1.55rem); }

.grad-text {
  background: linear-gradient(100deg, #8e9fdd 0%, #4b6de5 45%, #6884e9 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}

.lead { font-size: clamp(1.05rem, 1.6vw, 1.25rem); color: var(--muted); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary-soft);
  margin-bottom: 18px;
}
.eyebrow::before {
  content: "";
  width: 22px; height: 2px;
  background: linear-gradient(90deg, var(--primary), transparent);
  border-radius: 2px;
}

.muted { color: var(--muted); }
.mono { font-family: var(--mono); }

/* ---------- Layout ---------- */
.container { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }
.container-wide { width: min(1320px, calc(100% - 48px)); margin-inline: auto; }

.section { padding: clamp(70px, 9vw, 130px) 0; position: relative; }
.section-tight { padding: clamp(50px, 6vw, 80px) 0; }

.section-head { max-width: 720px; margin-bottom: clamp(40px, 5vw, 64px); }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .eyebrow { justify-content: center; }
.section-head.center .eyebrow::before { display: none; }
.section-head p { margin-top: 16px; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: clamp(28px, 4vw, 64px); align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; counter-reset: step; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }

/* ---------- Glow backgrounds ---------- */
.glow-wrap { position: relative; }
.glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  pointer-events: none;
  z-index: 0;
}
.glow-blue { background: radial-gradient(circle, rgba(75,109,229,0.35), transparent 65%); }
.glow-deep { background: radial-gradient(circle, rgba(30,72,222,0.28), transparent 65%); }
.glow-soft { background: radial-gradient(circle, rgba(142,159,221,0.18), transparent 65%); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: 999px;
  font-size: 0.98rem;
  font-weight: 600;
  border: 1px solid transparent;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s, border-color 0.25s;
  white-space: nowrap;
}
.btn svg { transition: transform 0.25s var(--ease); }
.btn:hover svg { transform: translateX(4px); }

.btn-primary {
  background: linear-gradient(135deg, #4b6de5, #1e48de);
  color: #fff;
  box-shadow: 0 8px 30px var(--primary-glow), inset 0 1px 0 rgba(255,255,255,0.2);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 40px rgba(75,109,229,0.5), inset 0 1px 0 rgba(255,255,255,0.2); }

.btn-ghost {
  background: rgba(255, 255, 255, 0.04);
  border-color: var(--border-strong);
  color: var(--text);
  backdrop-filter: blur(8px);
}
.btn-ghost:hover { background: rgba(255,255,255,0.09); border-color: rgba(255,255,255,0.25); transform: translateY(-2px); }

.btn-lg { padding: 17px 36px; font-size: 1.05rem; }
.btn-sm { padding: 10px 20px; font-size: 0.9rem; }

.btn-row { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }

.link-arrow {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--primary-soft); font-weight: 600;
  transition: gap 0.25s var(--ease), color 0.2s;
}
.link-arrow:hover { gap: 14px; color: #b3c1f5; }

/* ---------- Navbar ---------- */
.nav-wrap {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  display: flex;
  justify-content: center;
  padding: 16px 16px 0;
  pointer-events: none;
}
.nav {
  pointer-events: auto;
  width: min(1240px, 100%);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 12px 26px;
  border-radius: 999px;
  background: rgba(12, 13, 20, 0.55);
  border: 1px solid rgba(255, 255, 255, 0.07);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: background 0.3s, box-shadow 0.3s;
}
.nav.scrolled { background: rgba(10, 11, 16, 0.85); box-shadow: 0 12px 40px rgba(0,0,0,0.5); }

.nav-logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.nav-logo svg { width: 34px; height: 34px; }
.nav-logo .wordmark { font-size: 1.25rem; font-weight: 700; letter-spacing: -0.02em; }
.nav-logo .wordmark span { color: var(--primary-soft); }

.nav-links { display: flex; align-items: center; gap: 4px; }

.nav-item { position: relative; }
.nav-item > a, .nav-item > button {
  display: flex; align-items: center; gap: 6px;
  padding: 10px 16px;
  border-radius: 999px;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--muted);
  background: none;
  border: none;
  transition: color 0.2s, background 0.2s;
}
.nav-item > a:hover, .nav-item > button:hover,
.nav-item.open > button { color: var(--text); background: rgba(255,255,255,0.06); }
.nav-item > button .chev { transition: transform 0.25s var(--ease); }
.nav-item.open > button .chev { transform: rotate(180deg); }

.dropdown {
  position: absolute;
  top: calc(100% + 14px);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 260px;
  background: rgba(16, 18, 27, 0.92);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 10px;
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  box-shadow: var(--shadow-card);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s var(--ease), transform 0.25s var(--ease), visibility 0.25s;
}
.nav-item.open .dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }

.dropdown.dropdown-cols { display: grid; grid-template-columns: 1fr 1fr; min-width: 560px; gap: 4px; }
.dropdown .dd-group-label {
  grid-column: span 1;
  font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--faint); font-weight: 600; padding: 10px 14px 4px;
}
.dropdown a {
  display: block;
  padding: 10px 14px;
  border-radius: 12px;
  font-size: 0.94rem;
  color: var(--muted);
  transition: background 0.2s, color 0.2s;
}
.dropdown a:hover { background: rgba(75,109,229,0.14); color: var(--text); }
.dropdown a small { display: block; font-size: 0.78rem; color: var(--faint); margin-top: 1px; }

.nav-cta { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.nav-login { font-size: 0.95rem; font-weight: 600; color: var(--muted); padding: 10px 14px; transition: color 0.2s; }
.nav-login:hover { color: var(--text); }

.nav-burger {
  display: none;
  background: none; border: none;
  width: 42px; height: 42px;
  border-radius: 50%;
  position: relative;
}
.nav-burger span {
  position: absolute; left: 10px; right: 10px; height: 2px;
  background: var(--text); border-radius: 2px;
  transition: transform 0.3s var(--ease), opacity 0.2s, top 0.3s var(--ease);
}
.nav-burger span:nth-child(1) { top: 14px; }
.nav-burger span:nth-child(2) { top: 20px; }
.nav-burger span:nth-child(3) { top: 26px; }
body.menu-open .nav-burger span:nth-child(1) { top: 20px; transform: rotate(45deg); }
body.menu-open .nav-burger span:nth-child(2) { opacity: 0; }
body.menu-open .nav-burger span:nth-child(3) { top: 20px; transform: rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  position: fixed;
  inset: 0;
  z-index: 90;
  background: rgba(10, 11, 14, 0.97);
  backdrop-filter: blur(20px);
  padding: 110px 28px 40px;
  overflow-y: auto;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s var(--ease), visibility 0.3s;
}
body.menu-open .mobile-menu { opacity: 1; visibility: visible; }
.mobile-menu .mm-group { border-bottom: 1px solid var(--border); }
.mobile-menu .mm-group > button {
  width: 100%;
  display: flex; justify-content: space-between; align-items: center;
  background: none; border: none;
  color: var(--text); font-size: 1.15rem; font-weight: 600;
  padding: 18px 4px;
}
.mobile-menu .mm-group > button .chev { transition: transform 0.25s; }
.mobile-menu .mm-group.open > button .chev { transform: rotate(180deg); }
.mobile-menu .mm-sub { max-height: 0; overflow: hidden; transition: max-height 0.35s var(--ease); }
.mobile-menu .mm-group.open .mm-sub { max-height: 800px; }
.mobile-menu .mm-sub a { display: block; padding: 11px 12px; color: var(--muted); font-size: 1rem; }
.mobile-menu .mm-sub a:active { color: var(--text); }
.mobile-menu .mm-link { display: block; padding: 18px 4px; color: var(--text); font-size: 1.15rem; font-weight: 600; border-bottom: 1px solid var(--border); }
.mobile-menu .mm-cta { margin-top: 28px; display: grid; gap: 12px; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: clamp(150px, 18vw, 210px) 0 clamp(60px, 8vw, 110px);
  overflow: hidden;
}
.hero .glow1 { width: 640px; height: 640px; top: -220px; left: -160px; }
.hero .glow2 { width: 520px; height: 520px; top: 60px; right: -180px; }

.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(40px, 5vw, 70px); align-items: center; }
.hero-copy .lead { margin: 24px 0 36px; max-width: 540px; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 8px 18px;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  background: rgba(255,255,255,0.04);
  font-size: 0.85rem; font-weight: 500; color: var(--muted);
  margin-bottom: 26px;
}
.hero-badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--green); box-shadow: 0 0 12px var(--green); animation: pulse 2s infinite; }

@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }

.hero-social { display: flex; align-items: center; gap: 14px; margin-top: 40px; }
.hero-social .avatars { display: flex; flex-shrink: 0; }
.hero-social .avatars img {
  width: 40px; height: 40px; border-radius: 50%;
  border: 2px solid var(--bg); margin-left: -10px;
}
.hero-social .avatars img:first-child { margin-left: 0; }
.hero-social p { font-size: 0.88rem; color: var(--muted); }
.hero-social strong { color: var(--text); }

/* ---------- Phone / app mockup ---------- */
.hero-visual { position: relative; display: flex; justify-content: center; }

.float { animation: float 6s ease-in-out infinite; }
.float-delay { animation-delay: -3s; }
@keyframes float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-16px); } }

.app-card {
  position: relative;
  width: min(420px, 100%);
  background: linear-gradient(160deg, #151827, #0e101a);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-card);
  z-index: 1;
}
.app-card .ac-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; }
.app-card .ac-head h4 { font-size: 1rem; font-weight: 600; }
.app-card .ac-head span { font-size: 0.8rem; color: var(--faint); }

.balance-line { font-family: var(--mono); font-size: 2.2rem; font-weight: 600; letter-spacing: -0.02em; }
.balance-sub { font-size: 0.85rem; color: var(--green); margin-top: 4px; }

.acct-row {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 16px; border-radius: 14px;
  background: rgba(255,255,255,0.035);
  border: 1px solid var(--border);
  margin-top: 12px;
  transition: transform 0.25s var(--ease), border-color 0.25s;
}
.acct-row:hover { transform: translateX(4px); border-color: rgba(75,109,229,0.4); }
.acct-row .cur { display: flex; align-items: center; gap: 12px; }
.acct-row .flag {
  width: 38px; height: 38px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.05rem; font-weight: 700;
  background: linear-gradient(135deg, rgba(75,109,229,0.3), rgba(30,72,222,0.15));
  border: 1px solid rgba(75,109,229,0.35);
  color: #c4d0fa;
}
.acct-row .cur small { display: block; color: var(--faint); font-size: 0.76rem; }
.acct-row .amt { font-family: var(--mono); font-size: 0.98rem; text-align: right; }
.acct-row .amt small { display: block; font-size: 0.75rem; }
.amt small.up { color: var(--green); }

.mini-card {
  position: absolute;
  background: rgba(20, 23, 36, 0.9);
  border: 1px solid var(--border-strong);
  border-radius: 16px;
  padding: 14px 18px;
  backdrop-filter: blur(10px);
  box-shadow: var(--shadow-card);
  z-index: 2;
  font-size: 0.85rem;
}
.mini-card .t { color: var(--faint); font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 4px; }
.mini-card .v { font-family: var(--mono); font-weight: 600; font-size: 1.05rem; }
.mini-card .v .ok { color: var(--green); }

/* ---------- Ticker / logos ---------- */
.ticker-section { padding: 34px 0; border-block: 1px solid var(--border); background: var(--bg-2); overflow: hidden; }
.ticker-label { text-align: center; font-size: 0.8rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--faint); margin-bottom: 22px; }
.ticker { display: flex; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); }
.ticker-track { display: flex; gap: 64px; padding-right: 64px; flex-shrink: 0; animation: ticker 32s linear infinite; align-items: center; }
@keyframes ticker { to { transform: translateX(-100%); } }
.ticker-track span {
  font-size: 1.15rem; font-weight: 700; letter-spacing: 0.02em;
  color: rgba(255,255,255,0.34);
  white-space: nowrap;
  display: flex; align-items: center; gap: 10px;
}
.ticker-track span svg { opacity: 0.5; }

/* Currency ticker variant */
.fx-ticker .ticker-track span { font-family: var(--mono); font-size: 0.95rem; font-weight: 500; color: rgba(255,255,255,0.5); }
.fx-ticker .up { color: var(--green); }
.fx-ticker .down { color: var(--red); }

/* ---------- Cards ---------- */
.card {
  position: relative;
  background: linear-gradient(165deg, rgba(255,255,255,0.045), rgba(255,255,255,0.015));
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: transform 0.35s var(--ease), border-color 0.35s, box-shadow 0.35s;
  overflow: hidden;
}
.card:hover { transform: translateY(-6px); border-color: rgba(75,109,229,0.45); box-shadow: 0 24px 50px rgba(0,0,0,0.45); }
.card::after {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 0%), rgba(75,109,229,0.12), transparent 60%);
  opacity: 0;
  transition: opacity 0.4s;
  pointer-events: none;
}
.card:hover::after { opacity: 1; }

.card h3 { margin: 20px 0 10px; font-size: 1.22rem; }
.card p { color: var(--muted); font-size: 0.96rem; }
.card .link-arrow { margin-top: 18px; font-size: 0.92rem; }

.icon-chip {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, rgba(75,109,229,0.25), rgba(30,72,222,0.1));
  border: 1px solid rgba(75,109,229,0.35);
  color: #aebdf7;
}
.icon-chip svg { width: 24px; height: 24px; }

/* ---------- Feature rows (alternating) ---------- */
.feature-row { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(36px, 5vw, 80px); align-items: center; padding: clamp(36px, 5vw, 60px) 0; }
.feature-row.flip .fr-media { order: 2; }
.feature-row .fr-copy h2 { margin-bottom: 18px; }
.feature-row .fr-copy p { color: var(--muted); margin-bottom: 16px; }

.fr-media { position: relative; }
.fr-media img {
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-strong);
  box-shadow: var(--shadow-card);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}
.fr-media::before {
  content: "";
  position: absolute; inset: -30px;
  background: radial-gradient(circle at 50% 50%, rgba(75,109,229,0.16), transparent 70%);
  filter: blur(40px);
  z-index: -1;
}

.check-list { margin-top: 22px; display: grid; gap: 14px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--muted); font-size: 0.98rem; }
.check-list li strong { color: var(--text); }
.check-list .tick {
  flex-shrink: 0;
  width: 22px; height: 22px; border-radius: 50%;
  background: rgba(34,197,94,0.15);
  border: 1px solid rgba(34,197,94,0.4);
  display: flex; align-items: center; justify-content: center;
  margin-top: 2px;
}
.check-list .tick svg { width: 11px; height: 11px; stroke: var(--green); }

/* ---------- Stats ---------- */
.stats-band { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat {
  text-align: center;
  padding: 34px 20px;
  border-radius: var(--radius);
  background: linear-gradient(165deg, rgba(255,255,255,0.04), transparent);
  border: 1px solid var(--border);
}
.stat .num { font-family: var(--mono); font-size: clamp(2rem, 3.4vw, 2.9rem); font-weight: 600; color: #fff; }
.stat .num em { font-style: normal; color: var(--primary-soft); }
.stat p { color: var(--muted); font-size: 0.92rem; margin-top: 6px; }

/* ---------- FX converter widget ---------- */
.fx-widget {
  background: linear-gradient(160deg, #151827, #0e101a);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 30px;
  box-shadow: var(--shadow-card);
  width: min(440px, 100%);
}
.fx-widget h4 { font-size: 1.05rem; margin-bottom: 20px; display: flex; justify-content: space-between; align-items: center; }
.fx-widget h4 .live { font-size: 0.72rem; color: var(--green); display: inline-flex; align-items: center; gap: 6px; font-weight: 500; letter-spacing: 0.08em; }
.fx-widget h4 .live::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green); animation: pulse 2s infinite; }

.fx-field {
  display: flex; align-items: center; gap: 12px;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 14px 16px;
  transition: border-color 0.2s;
}
.fx-field:focus-within { border-color: var(--primary); }
.fx-field select {
  background: transparent; border: none; color: var(--text);
  font-family: var(--font); font-size: 1rem; font-weight: 600;
  outline: none; cursor: pointer;
}
.fx-field select option { background: var(--surface-2); }
.fx-field input {
  flex: 1; min-width: 0; background: transparent; border: none; outline: none;
  color: var(--text); font-family: var(--mono); font-size: 1.3rem; text-align: right;
}

.fx-swap {
  display: flex; justify-content: center; margin: 10px 0;
}
.fx-swap button {
  width: 42px; height: 42px; border-radius: 50%;
  background: linear-gradient(135deg, #4b6de5, #1e48de);
  border: none; color: #fff;
  display: flex; align-items: center; justify-content: center;
  transition: transform 0.4s var(--ease);
  box-shadow: 0 6px 20px var(--primary-glow);
}
.fx-swap button:hover { transform: rotate(180deg); }

.fx-rate { text-align: center; font-size: 0.85rem; color: var(--muted); margin-top: 16px; font-family: var(--mono); }
.fx-rate strong { color: var(--text); }
.fx-widget .btn { width: 100%; margin-top: 18px; }

/* ---------- Testimonials ---------- */
.testi-card {
  background: linear-gradient(165deg, rgba(255,255,255,0.045), rgba(255,255,255,0.015));
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  display: flex; flex-direction: column; gap: 20px;
}
.testi-card .stars { display: flex; gap: 4px; color: var(--amber); }
.testi-card blockquote { font-size: 1.02rem; color: var(--text); line-height: 1.65; }
.testi-card .who { display: flex; align-items: center; gap: 14px; margin-top: auto; }
.testi-card .who img { width: 46px; height: 46px; border-radius: 50%; object-fit: cover; }
.testi-card .who strong { display: block; font-size: 0.95rem; }
.testi-card .who span { font-size: 0.83rem; color: var(--faint); }

/* ---------- Pricing ---------- */
.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; align-items: stretch; }
.price-card {
  position: relative;
  background: linear-gradient(165deg, rgba(255,255,255,0.045), rgba(255,255,255,0.015));
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 38px 32px;
  display: flex; flex-direction: column;
  transition: transform 0.35s var(--ease), border-color 0.35s;
}
.price-card:hover { transform: translateY(-6px); }
.price-card.featured {
  border-color: rgba(75,109,229,0.55);
  background: linear-gradient(170deg, rgba(75,109,229,0.14), rgba(30,72,222,0.05));
  box-shadow: 0 30px 70px rgba(30,72,222,0.25);
}
.price-card .plan-tag {
  position: absolute; top: -13px; left: 50%; transform: translateX(-50%);
  padding: 5px 16px; border-radius: 999px;
  background: linear-gradient(135deg, #4b6de5, #1e48de);
  font-size: 0.75rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  white-space: nowrap;
}
.price-card h3 { font-size: 1.15rem; }
.price-card .price { font-family: var(--mono); font-size: 2.6rem; font-weight: 600; margin: 18px 0 4px; }
.price-card .price small { font-size: 0.95rem; color: var(--muted); font-family: var(--font); font-weight: 400; }
.price-card > p { color: var(--muted); font-size: 0.92rem; margin-bottom: 24px; }
.price-card .check-list { margin: 0 0 30px; gap: 11px; }
.price-card .check-list li { font-size: 0.92rem; }
.price-card .btn { margin-top: auto; width: 100%; }

/* Plan toggle (Business / Personal) */
.plan-toggle {
  display: inline-flex;
  gap: 4px;
  padding: 5px;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  background: rgba(255, 255, 255, 0.04);
  margin: 6px auto 0;
}
.plan-toggle button {
  border: none;
  background: transparent;
  color: var(--muted);
  font-family: var(--font);
  font-size: 0.95rem;
  font-weight: 600;
  padding: 11px 30px;
  border-radius: 999px;
  transition: background 0.25s, color 0.25s, box-shadow 0.25s;
}
.plan-toggle button.active {
  background: linear-gradient(135deg, #4b6de5, #1e48de);
  color: #fff;
  box-shadow: 0 6px 20px var(--primary-glow);
}
.plan-panel { display: none; }
.plan-panel.active { display: block; animation: panelIn 0.45s var(--ease); }
@keyframes panelIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

.fee-group { margin-top: 40px; }
.fee-group h3 { font-size: 1.2rem; margin-bottom: 14px; display: flex; align-items: center; gap: 10px; }
.fee-free { color: var(--green); font-weight: 600; }

/* Fee table */
.fee-table { width: 100%; border-collapse: collapse; margin-top: 10px; }
.fee-table th, .fee-table td { text-align: left; padding: 16px 18px; border-bottom: 1px solid var(--border); font-size: 0.95rem; }
.fee-table th { color: var(--faint); font-weight: 600; font-size: 0.8rem; letter-spacing: 0.1em; text-transform: uppercase; }
.fee-table td:last-child { text-align: right; font-family: var(--mono); }
.fee-table tr:hover td { background: rgba(255,255,255,0.02); }
.table-scroll { overflow-x: auto; border: 1px solid var(--border); border-radius: var(--radius); background: rgba(255,255,255,0.02); }
.table-scroll .fee-table { margin: 0; }

/* ---------- FAQ ---------- */
.faq-list { max-width: 780px; margin-inline: auto; display: grid; gap: 14px; }
.faq-item {
  border: 1px solid var(--border);
  border-radius: 16px;
  background: rgba(255,255,255,0.025);
  overflow: hidden;
  transition: border-color 0.3s;
}
.faq-item.open { border-color: rgba(75,109,229,0.4); }
.faq-q {
  width: 100%;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 20px 24px;
  background: none; border: none;
  color: var(--text); font-size: 1.02rem; font-weight: 600; text-align: left;
}
.faq-q .chev { flex-shrink: 0; transition: transform 0.3s var(--ease); color: var(--primary-soft); }
.faq-item.open .faq-q .chev { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s var(--ease); }
.faq-a p { padding: 0 24px 22px; color: var(--muted); font-size: 0.97rem; }

/* ---------- CTA band ---------- */
.cta-band {
  position: relative;
  text-align: center;
  padding: clamp(60px, 8vw, 100px) 32px;
  border-radius: var(--radius-lg);
  background: linear-gradient(140deg, rgba(75,109,229,0.2), rgba(30,72,222,0.08) 55%, rgba(12,13,17,0));
  border: 1px solid rgba(75,109,229,0.3);
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute; top: -180px; left: 50%; transform: translateX(-50%);
  width: 700px; height: 380px;
  background: radial-gradient(ellipse, rgba(75,109,229,0.35), transparent 70%);
  filter: blur(60px);
}
.cta-band h2, .cta-band p, .cta-band .btn-row { position: relative; }
.cta-band p { color: var(--muted); max-width: 560px; margin: 18px auto 34px; }
.cta-band .btn-row { justify-content: center; }

/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  position: relative;
  padding: clamp(150px, 16vw, 200px) 0 clamp(50px, 6vw, 90px);
  overflow: hidden;
}
.page-hero .glow1 { width: 560px; height: 560px; top: -200px; left: -140px; }
.page-hero .glow2 { width: 460px; height: 460px; top: 40px; right: -160px; }
.page-hero .lead { margin-top: 22px; max-width: 620px; }
.page-hero .btn-row { margin-top: 34px; }
.page-hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(40px, 5vw, 70px); align-items: center; position: relative; z-index: 1; }
.page-hero-grid .fr-media img { aspect-ratio: 5 / 4; }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; counter-reset: step; }
.step-card {
  position: relative;
  padding: 34px 30px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: linear-gradient(165deg, rgba(255,255,255,0.04), transparent);
}
.step-card::before {
  counter-increment: step;
  content: "0" counter(step);
  font-family: var(--mono);
  font-size: 0.9rem;
  color: var(--primary-soft);
  display: inline-flex;
  padding: 6px 14px;
  border-radius: 999px;
  border: 1px solid rgba(75,109,229,0.35);
  background: rgba(75,109,229,0.12);
  margin-bottom: 20px;
}
.step-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.step-card p { color: var(--muted); font-size: 0.95rem; }

/* ---------- Currency chips ---------- */
.cur-cloud { display: flex; flex-wrap: wrap; gap: 10px; }
.cur-chip {
  font-family: var(--mono);
  font-size: 0.88rem;
  padding: 9px 18px;
  border-radius: 999px;
  border: 1px solid var(--border-strong);
  background: rgba(255,255,255,0.03);
  color: var(--muted);
  transition: border-color 0.25s, color 0.25s, transform 0.25s var(--ease);
}
.cur-chip:hover { border-color: var(--primary); color: var(--text); transform: translateY(-2px); }

/* ---------- Forms ---------- */
.form-card {
  background: linear-gradient(160deg, #141724, #0e101a);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 44px);
  box-shadow: var(--shadow-card);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-size: 0.86rem; font-weight: 600; color: var(--muted); }
.form-field input, .form-field select, .form-field textarea {
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 13px 16px;
  color: var(--text);
  font-family: var(--font);
  font-size: 0.97rem;
  outline: none;
  transition: border-color 0.2s, background 0.2s;
  width: 100%;
}
.form-field textarea { min-height: 120px; resize: vertical; }
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { border-color: var(--primary); background: rgba(75,109,229,0.06); }
.form-field select option { background: var(--surface-2); }
.form-note { font-size: 0.82rem; color: var(--faint); margin-top: 14px; }
.form-success {
  display: none;
  padding: 16px 20px; border-radius: 14px;
  background: rgba(34,197,94,0.12); border: 1px solid rgba(34,197,94,0.4);
  color: #86efac; font-size: 0.95rem; margin-top: 18px;
}
.form-success.show { display: block; }

/* ---------- IBAN checker ---------- */
.iban-result {
  margin-top: 22px;
  padding: 20px 24px;
  border-radius: 16px;
  border: 1px solid var(--border);
  background: rgba(255,255,255,0.03);
  font-size: 0.97rem;
  display: none;
}
.iban-result.show { display: block; }
.iban-result.valid { border-color: rgba(34,197,94,0.5); background: rgba(34,197,94,0.08); }
.iban-result.invalid { border-color: rgba(239,68,68,0.5); background: rgba(239,68,68,0.08); }
.iban-result .r-title { font-weight: 700; display: flex; align-items: center; gap: 10px; margin-bottom: 6px; }
.iban-result.valid .r-title { color: #86efac; }
.iban-result.invalid .r-title { color: #fca5a5; }
.iban-result dl { display: grid; grid-template-columns: auto 1fr; gap: 6px 18px; margin-top: 12px; }
.iban-result dt { color: var(--faint); font-size: 0.85rem; }
.iban-result dd { font-family: var(--mono); font-size: 0.9rem; }

/* ---------- Values / about ---------- */
.value-row { display: flex; gap: 20px; align-items: flex-start; padding: 26px 0; border-bottom: 1px solid var(--border); }
.value-row:last-child { border-bottom: none; }
.value-row h3 { font-size: 1.15rem; margin-bottom: 6px; }
.value-row p { color: var(--muted); font-size: 0.96rem; }

/* ---------- Footer ---------- */
.footer {
  margin-top: clamp(60px, 8vw, 110px);
  border-top: 1px solid var(--border);
  background: var(--bg-2);
  padding: clamp(50px, 7vw, 80px) 0 36px;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: "";
  position: absolute; bottom: -260px; left: 50%; transform: translateX(-50%);
  width: 900px; height: 420px;
  background: radial-gradient(ellipse, rgba(30,72,222,0.18), transparent 70%);
  filter: blur(80px);
  pointer-events: none;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr repeat(4, 1fr);
  gap: 40px;
  position: relative;
}
.footer-brand p { color: var(--muted); font-size: 0.92rem; margin: 18px 0 22px; max-width: 300px; }
.footer h5 { font-size: 0.8rem; letter-spacing: 0.13em; text-transform: uppercase; color: var(--faint); margin-bottom: 18px; font-weight: 600; }
.footer-col ul { display: grid; gap: 11px; }
.footer-col a { color: var(--muted); font-size: 0.92rem; transition: color 0.2s; }
.footer-col a:hover { color: var(--text); }

.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 40px; height: 40px; border-radius: 50%;
  border: 1px solid var(--border-strong);
  display: flex; align-items: center; justify-content: center;
  color: var(--muted);
  transition: border-color 0.25s, color 0.25s, transform 0.25s var(--ease);
}
.footer-social a:hover { border-color: var(--primary); color: var(--text); transform: translateY(-3px); }
.footer-social svg { width: 17px; height: 17px; }

.footer-bottom {
  margin-top: 56px; padding-top: 28px;
  border-top: 1px solid var(--border);
  display: flex; justify-content: space-between; align-items: center; gap: 18px; flex-wrap: wrap;
  position: relative;
}
.footer-bottom p { font-size: 0.82rem; color: var(--faint); max-width: 760px; }
.footer-legal { display: flex; gap: 22px; flex-wrap: wrap; }
.footer-legal a { font-size: 0.85rem; color: var(--muted); }
.footer-legal a:hover { color: var(--text); }
.footer-disclaimer { margin-top: 26px; font-size: 0.78rem; color: var(--faint); line-height: 1.7; position: relative; }

/* ---------- Reveal animations ---------- */
.reveal { opacity: 0; transform: translateY(30px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.reveal-left { opacity: 0; transform: translateX(-40px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.reveal-right { opacity: 0; transform: translateX(40px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.reveal-scale { opacity: 0; transform: scale(0.94); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.visible { opacity: 1; transform: none; }

.d1 { transition-delay: 0.08s; }
.d2 { transition-delay: 0.16s; }
.d3 { transition-delay: 0.24s; }
.d4 { transition-delay: 0.32s; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
  html { scroll-behavior: auto; }
  .reveal, .reveal-left, .reveal-right, .reveal-scale { opacity: 1; transform: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1060px) {
  .nav-links, .nav-cta .nav-login, .nav-cta .btn { display: none; }
  .nav-burger { display: block; }
  .nav { padding: 10px 18px; }

  .hero-grid, .page-hero-grid { grid-template-columns: 1fr; }
  .hero-visual { margin-top: 20px; }
  .page-hero-grid .fr-media { order: -1; }

  .grid-3, .steps, .pricing-grid { grid-template-columns: 1fr 1fr; }
  .grid-4, .stats-band { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  body { font-size: 16px; }
  .container, .container-wide { width: calc(100% - 36px); }

  .grid-2, .feature-row, .grid-3, .grid-4, .steps, .pricing-grid, .form-grid, .stats-band { grid-template-columns: 1fr; }
  .feature-row.flip .fr-media { order: 0; }

  .mini-card { display: none; }
  .hero { padding-top: 120px; }
  .page-hero { padding-top: 120px; }

  .btn-row .btn { width: 100%; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .dropdown.dropdown-cols { min-width: 0; grid-template-columns: 1fr; }
}