Pricing
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Pricing

Free account.
Pay only for what you move.

No signup fee. No monthly fee. Just clear per-transaction pricing that gets better as your volume grows — every fee published below.

Free

Account opening & verification

Free

Monthly account access

Free

Unlimited team members & account manager

Receiving money

ServiceFee
Account details in up to 34 currenciesFree
Local receives — EUR, USD & GBP (non-wire)from £2
International receives (SWIFT)up to 0.4% (min £10)
CHAPS receives (GBP)Free
FastXE-to-FastXE transfersFree

Sending money

ServiceFee
Local sends — EUR, USD & GBPfrom £2
International sends (SWIFT)up to 0.4% (min £12)
CHAPS sends (GBP)from £15
FastXE-to-FastXE transfersFree
Payment returns£8

Currency exchange

ServiceFee
FX conversion, 38 currency pairsas low as 0.09%
Volume-tiered pricingimproves automatically
Rate alerts & standing conversionsFree

Exchange margins are tiered by monthly volume and currency pair, and quoted live before you confirm any conversion.

Add-ons

ServiceFee
Urgent / same-day priority paymentsfrom £20
Dedicated account managerFree
Unlimited users with roles & approvalsFree
Batch & payroll uploadsFree
Statements, exports & audit logsFree

Receiving money

ServiceFee
Account details in up to 34 currenciesFree
Local receives — EUR, USD & GBP (non-wire)£2
International receives (SWIFT)£8
CHAPS receives (GBP)Free
FastXE-to-FastXE transfersFree

Sending money

ServiceFee
Local sends — EUR, USD & GBP£2
International sends (SWIFT)up to 0.5% (min £18)
CHAPS sends (GBP)from £14
FastXE-to-FastXE transfersFree
Payment returns£8

Currency exchange

ServiceFee
FX conversion, 38 currency pairsas low as 0.09%
Rate alertsFree

Exchange margins are tiered by volume and currency pair, and quoted live before you confirm.

Add-ons

ServiceFee
Urgent / same-day priority paymentsfrom £20
Personal support lineFree
Statements & exportsFree

Fees shown are standard pricing. High-volume flows qualify for bespoke rates — talk to our team. In limited cases a monthly fee may apply based on risk profile; you'd always be told before opening the account.

Pricing questions

Correct — opening and holding a FastXE account is free, for businesses and individuals. You pay per transaction, at the rates published on this page. In rare cases tied to risk profile a monthly fee can apply, and we'd tell you before you open the account.

Conversions are priced as a small margin above the live mid-market rate — starting as low as 0.09% and tiered by your monthly volume and the currency pair. The exact rate is always shown before you confirm, and what you see is what settles.

Local payments travel over domestic rails — SEPA for euros, Faster Payments for pounds, ACH for dollars. Anything routed over the SWIFT network is an international payment. We always pick the cheapest rail available for the corridor.

Yes. Percentage fees tier down automatically as volume grows, and consistently high-volume clients move onto bespoke pricing agreed with our team — no renegotiation meetings required.

Want a like-for-like comparison?

Send us a recent bank statement and we'll price your last three months of activity on FastXE — line by line.